It's basically victim-shaming in a choir robe.
"Theology B" is the "everything happens for a reason" theology.
I don't know of any churches that have an official policy surrounding disabilities, but I can tell you from the decades of experience I have in the church that Christians tend to be divided into three camps when it comes to disabilities. These beliefs, whether they are consciously or unconsciously held, have a major impact on how they treat people. They also have a major impact on the emotions and mental health of those with disabilities within the church.
Stop preying on hurting people in their most vulnerable seasons. I'm looking straight at you, Multi-Level-Marketing Companies.